Customer story
Driven by more invoices paid this month. Revenue is up 18.2%.
Business finance platform
Run your entire business from a single dashboard
ereQa gives Nigerian businesses invoicing, expenses, contracts, and AI-powered financial insights — in one beautifully simple platform.
Get started freeExpenses
Top spending · This monthThis monthLive
Total spend
₦602k6.1%
Over budget
1Marketing
Bills due
₦77k3 bills
Spend by category
₦602kthis month
- Marketing52%
- Transport22%
- Utilities13%
- Other13%
Daily spend
- ClickAds LtdMarketing · receipt₦120,000Flagged
- Bolt BusinessTransport₦31,500Logged
- IKEDCUtilities · recurring₦45,000Paid
Simple by design
One platform, total clarity.
ereQa gives growing businesses everything they need to invoice clients, track money, manage relationships, and understand their finances — without the spreadsheets.
Invoice & get paid
Track expenses
Bank reconciliation
AI insights
Product
Everything you need in one place
Built for Nigerian businesses — from freelancers to growing agencies.
Revenue
Invoices · Last 6 monthsLast 6 monthsLive
Revenue
₦12.4M18.2%
Paid rate
78%6 pts
Outstanding
₦6.2M4.1%
Invoices by status
24invoices
- Paid63%
- Sent21%
- Overdue17%
Revenue by month
- INV-0042Bright Agency₦1.8MPaid
- INV-0041TechCorp Ltd₦2.5MOverdue
- INV-0040Kemi's Boutique₦450kSent
Revenue
Invoices · Last 6 monthsLast 6 monthsLiveRevenue₦12.4M18.2%Paid rate78%6 ptsOutstanding₦6.2M4.1%Invoices by status
24invoices- Paid63%
- Sent21%
- Overdue17%
Revenue by month
- INV-0042Bright Agency₦1.8MPaid
- INV-0041TechCorp Ltd₦2.5MOverdue
- INV-0040Kemi's Boutique₦450kSent
Create professional invoices with your logo and bank details, and send them by WhatsApp or email. Each invoice has its own secure link; clients pay by transfer and tap “I’ve paid”. No account needed.
Send your first invoice
{Step by step}
How it actually works
01/ 05
Create your first invoice
Revenue
Invoices · Last 6 monthsLast 6 monthsLive
Revenue
₦12.4M18.2%
Paid rate
78%6 pts
Outstanding
₦6.2M4.1%
Invoices by status
24invoices
- Paid63%
- Sent21%
- Overdue17%
Revenue by month
- INV-0042Bright Agency₦1.8MPaid
- INV-0041TechCorp Ltd₦2.5MOverdue
- INV-0040Kemi's Boutique₦450kSent
5 steps to hit the ground running.
Start freeAdd a client, add line items, and send it by WhatsApp or email in a few minutes.
Why ereQa
Run your business like a pro
Invoicing, reminders and bank statements in one place, so the money side of your business takes less of your week.
Send professional invoices by WhatsApp or email
See how it works
20Invoices a month on the free plan, no card needed
Bill clients at home and abroad in their currency
See how it works
68Currencies you can invoice in, from Starter up
Drop in a bank statement and every line is sorted
See how it works
17Categories eQ AI sorts your statement lines into
Reminders go out before and after the due date
See how it works
4Automatic email reminders per invoice, on every plan, on your schedule
Features
More reasons to run your books on ereQa
Explore invoicing
Revenue
Invoices · Last 6 monthsLast 6 monthsLive
Revenue
₦12.4M18.2%
Paid rate
78%6 pts
Outstanding
₦6.2M4.1%
Invoices by status
24invoices
- Paid63%
- Sent21%
- Overdue17%
Revenue by month
- INV-0042Bright Agency₦1.8MPaid
- INV-0041TechCorp Ltd₦2.5MOverdue
- INV-0040Kemi's Boutique₦450kSent
Who it's for
Built for how you work
Freelancers & consultants
Invoice clients at home or abroad, track what each job earned, and check your tax with the free calculators.
See how
Shops & retail
Record sales and stock spend, mark invoices paid, and keep the books your bank and accountant ask for.
See how
Restaurants & food
Bill events and corporate orders, track supplier costs, and know your real margin each month.
See how
Online sellers
Share invoice links on WhatsApp, record every sale and expense, and keep business money apart from personal.
See how
Accountants & bookkeepers
See your clients' invoices and expenses with accountant access, and export what your own software takes.
See how
Logistics & delivery
Invoice each delivery or contract, log fuel and fleet costs as expenses, and see what each client brings in.
See how
For owners & finance teams
One platform, two ways to work
The people running the business and the people balancing the books get the same live data — from their phone or from the full dashboard.
Invoicing
Branded invoices with VAT and WHT worked out, sent on WhatsApp or email with a link that shows your bank details.
Bank statements
Upload a PDF or CSV from any Nigerian bank. Every line is read, categorised and ready to push into expenses.
Financial reports
Monthly profit and loss, spending by category and what is still owed, built from live data whenever you look.
Multi-currency
Invoice in naira or any of 68 currencies. Enter the rate once and every total converts back to your home currency.
Contracts & e-sign
Send a contract from a template and get it signed online, with a timestamped record of who signed and when.
Expenses
Log spending in 14 categories or snap a receipt: it is read on your device and the amount, date and category are filled in for you to check.
Pricing
Simple pricing. Start free today.
Prices in NGN — Pay via bank transfer, card, or USSD with Bani
Custom limits, a dedicated contact and onboarding?Talk to sales
- 20 invoices / month
- 1 read-only accountant invite
- Email support
- 25 expenses / month
- 50 contacts
- Automatic email payment reminders
- ereQa watermark on PDFs
Starter
For solo operators who need the basics
₦5,000per month, billed monthlyor ₦48,000 a year (save ₦12,000)
Get startedNo credit card required
- Everything in Free
- 60 invoices / month
- Recurring invoices (drafts to review)
- Invoice each client in any of 68 currencies
- 2 bank statements / month
- Nigerian Excel export
- 150 expenses / month
Pro
For growing businesses that need the full workflow
₦12,000per month, billed monthlyor ₦115,200 a year (save ₦28,800)
Get startedNo credit card required
- Everything in Starter
- 250 invoices / month
- Editable reminder wording
- WHT tracking and reminders
- 8 bank statements / month
- AI monthly review (1 a month)
- 2 read-only accountant invites
Business
For established service businesses
₦25,000per month, billed monthlyor ₦240,000 a year (save ₦60,000)
Get startedNo credit card required
- Everything in Pro
- 1,000 invoices / month
- Per-client reminder rules
- 25 bank statements / month
- AI monthly review (4 a month)
- 5 read-only accountant invites
- Contracts & e-sign: 30 a month
Enterprise
Custom limits, a dedicated contact and onboarding
Custompriced with you, no self-serve plan
Contact salesWe reply by email
- Everything in Business
- Custom limits for invoices, contacts, expenses, statements and AI
- Custom contracts and e-sign
- A dedicated contact and onboarding
Terms
- Nigerian users are billed in NGN via Bani (bank transfer, card, USSD). All prices shown above match what you'll be charged.
- Enterprise has no self-serve price: tell us what you need and we set up the plan with you.
From the blog
Guides checked against the law
Starting & Running a Business
CAC Business Name Registration in 2026: Cost, Requirements and Steps
The official cost of registering a business name is now ₦21,000, not the ₦10,000 most guides still quote. Here are the gazetted fees, the portal steps and the three things to do the week your certificate arrives.
Read the guide: CAC Business Name Registration in 2026: Cost, Requirements and Steps
Invoicing & Getting Paid
Proforma Invoice: Meaning, Free Template and When to Use One in Nigeria
A proforma invoice is a promise of what an invoice will say — not a demand for payment. Here is when Nigerian businesses use one, what it must contain, and a template you can copy.
Read the guide: Proforma Invoice: Meaning, Free Template and When to Use One in Nigeria
Starting & Running a Business
Domiciliary Account in Nigeria: How Freelancers and Exporters Get Paid in Dollars and Pounds (2026)
A domiciliary account lets you hold dollars, pounds or euros in a Nigerian bank. Here is how to open one, what to send a foreign client so the money arrives, and what the 2026 tax rules say about that income.
Read the guide: Domiciliary Account in Nigeria: How Freelancers and Exporters Get Paid in Dollars and Pounds (2026)Compare
Switching from another tool?
vsQuickBooks
- Priced in naira, with a free plan
- Invoice links made for WhatsApp
- Set 7.5% VAT on any invoice
vsXero
- Free plan, no card needed
- Clients tap "I've paid" on the invoice
- Reads Nigerian bank statements
vswave
- Built for Nigerian banks and VAT
- An AI review of your month
- Accountant access from Starter
vsfreshbooks
- Free plan, no card needed
- Plans priced in naira
- Receipts scanned for you
Questions
FAQs
Yes. The Free plan is free forever — no credit card required. It covers 20 invoices and 25 expenses a month, 50 contacts, automatic email payment reminders and one read-only invite for your accountant; PDFs carry an ereQa watermark. When you outgrow it, upgrading to Starter or Pro takes seconds.
